Choosing the right deductible: simple rules of thumb
How to find a suitable deductible with just a few questions.
The deductible affects your monthly premium and your out-of-pocket costs. Important: there’s no one option that fits everyone.
Consider:
- How often do you visit a doctor?
- Do you have planned treatments?
- Do you prefer lower premiums or lower costs when you need care?
These points help you make a sensible choice.