How a premium calculator works
Which data sources are used and how plans are categorized — explained clearly.
Blog | SBNOW
Articles and practical guidance on health insurance, deductibles, models, switching, and related insurance topics.
Choosing the right deductible: simple rules of thumb
How to find a suitable deductible with just a few questions.
Family doctor, HMO or Telmed — which model fits you?
Models differ in process and premium. Here’s how they compare.
Switching health insurance: deadlines and steps
How to avoid missing notice periods and switch smoothly.
Supplementary insurance: when is it worth it?
What is commonly covered — and what to watch out for.
Moving: what changes with health insurance?
Your area can affect premiums. Here’s what to consider when moving.
Insuring family & children: explained briefly
What parents should consider: models, deductibles, and add-ons.
Taxes & insurance: common questions
Which documents are useful and what to keep an eye on in general.
Legal protection: what does it typically cover?
A quick overview of typical modules and limits.
Privacy & forms: what you should pay attention to
What information is necessary and how to share data thoughtfully.